With over 100,000 motorcycle accidents in the United States each year, motorcycle insurance is not only the law – it may also be a vital source of financial comfort and assistance if you are faced with a mound of expenses due to a crash. Following a motorbike accident, many people turn to their insurance provider for assistance in submitting a claim.
People feel their insurer is there to help and guide them and put things right. This, however, could not be further from the truth. The purpose of an insurance adjuster is to settle the case for the least amount of money possible. One way they may accomplish this is by delaying your motorbike accident claim. This is why it is critical to have a motorcycle accident lawyer by your side.
How insurance providers delay cases
Insurance firms may try to drag out your case as long as possible. To do this, they may use a variety of tactics to reduce your total potential to collect payments. Some examples of this may be:
- Denying or limiting liability
In some situations, the insurance company will attempt to reject liability in the lawsuit. They may require the plaintiff in the claim to show negligence and how that negligence caused the damages.
- Claiming insufficient evidence
Insurance providers may attempt to reduce their responsibility by alleging that the plaintiff has failed to present evidence of their damages or that certain injuries were not caused by the motorbike accident. This might be an attempt to lower the amount of money paid in the claim.
- Minimizing injuries
Another strategy is to downplay the severity of a person’s injuries. This may be accomplished by presenting content from your social media showcasing your capacity to golf or go on vacation. Other times, they may attempt to disprove your accusations using medical documents.
- Adding delays to increase frustration
Insurance firms may try to simply postpone the claim by delaying answers or not returning phone calls. They expect that you will finally settle for a lower amount.
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Why do insurance companies delay claims?
Insurance firms understand that individuals are impatient and unaware of the legal process following an accident. They intend to postpone the case as much as possible to frustrate you enough that you will simply settle the lawsuit so you can move on with your life. Other times, they may require additional time to gather proof to counter your claims.
Working with an experienced motorcycle accident attorney is the best way to avoid this. An attorney will guarantee that all information is submitted, that no errors occur during the procedure, and that all paperwork is processed well before the two-year deadline.
